When I say sometimes I actually mean rarely but I did have a good idea last year.
Christmas is a wonderful time of year, with the exception of finding the funds to pay for it. I decided at the end of last year to start putting some money away for Christmas the following year. I have an online savings account so I added a checking account and started putting $25/week into that account. As fall rolled around, I got a debit card to use for that account and that was my Christmas money. I managed to save about $800 and let me just say how nice it is just to have that available just for Christmas and I don't have to worry about keeping track of every cent like I do in our regular checking account.
Life made easy!
